Structured Settlement

When people with structured settlements need urgent money, most of the time they don't think about other options and go straight for selling. In ideal case, it should be the last option.

In case of investment, most people overvalue their capability of gaining profit. So, when they are selling structured settlements for investment, two things are happening most of the time according to research. 

1. They are paying more tax.
2. The profit margin for any particular time is lower than the structured settlement payment for that time.

So, ultimately, they are loosing money. Now, if one doesn't have enough business experience, he must not consider the option of selling structured settlement for cash.

For disabled, minors and people with severe physical damage, not selling structured settlements is probably the best idea. Because in most cases, minors take business decisions based on instinct and people with limited physical capability can't give enough labor in a demanding business.

For people who are confident enough, they must consult with their financial adviser and insurance lawyer before selling it.

Selling structured settlements is a risky option. So it should be dealt very carefully.